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Joining the Digital Wave: Lending in Middle East

Business today is complex – economic conditions are volatile, technology is powering disruption and customers are impatient. The Middle East has seen more than its fair share of challenges - The World Bank reported that regional growth in MENA is projected to fall to 2.1% in 2017 from 3.2% in 2016, before recovering partially to 3.0%  in 2018 and 2019. Growth read more...

Time to add mobile for banking in Japan

Japan is unique. Japanese society has witnessed a tremendous change – from a rich traditional past to a technologically advanced present. But this isn’t what makes Japan unique, as technology has changed a number of countries. Japan is unique because it maintains a strong blend of tradition and the latest trends. As the second largest developed economy in the read more...

How Do You Become A Digital Bank?

Rapid changes in technology and growing expectations have created tremendous opportunities across all industries including financial services. Customers now demand products and services that are customized to their individual needs, and the ability to transact at a time and a place of their choosing. In the shift to digital, corporate and transaction banking has read more...

Alternative credit scoring: A new landscape of opportunities and risks

In many parts of the world, access to centralised, accurate credit histories is taken for granted. However this is not the case everywhere, for example, in India nearly  80 per cent of the  adult population does not have a credit record, and as a result they  have difficulty accessing formal credit.  Clearly many of these people are creditworthy but don’t have read more...

Hyper Personalization in Banking – The Perfect Win:Win Situation?

As customers get more demanding and the levels of competitive intensity increase, personalization has emerged as a key area for differentiation. Telecom providers are allowing customers to create their own call/data plans, travel portals are providing free hand in crafting itineraries, news feeds are being personalised to meet customer preferences and the options for read more...

The Digital Company: It is much more than just “Online and Mobile”

It is easy to understand why digital transformation is one of the top priorities for banks and other financial institutions. The facts are clear – nearly half of the world’s total population - 3.5 billion people, use the internet for their day to day needs. There are more mobile phone users than people worldwide - 7.5 billion, of which 3.9 billion are smart phone read more...

Risk-based pricing of loans in India: the shape of things to come?

Recently, a leading Indian Bank announced plans to price retail loans based on consumers’ credit scores. This means that loan seekers with strong financials and a good loan repayment track record should get loans at lower rates.   While common in other parts of the world, and common in corporate lending the move is innovative for retail lending in India. read more...

About Nucleus

At Nucleus Software we are committed to providing efficient, modern yet proven software solutions for the global Banking and Financial Service industry. We have been pioneers in developing Retail Banking Software, Corporate Banking Solutions, Transaction Banking, Cash Management and Internet Banking Software since 1986. Our success spreads across more than 50 countries, and we serve our customers globally through our direct and partner operations across US, Europe, Asia-Pacific, Africa and the Middle East. We are known for our world-class expertise and innovation in lending and transaction banking technology. Our two flagship products, built on the latest technology are: FinnOne™ and FinnAxia™.