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Is your Lending Voice-ready?

In businesses based on trust, relationships can make a lot of difference. Face to face interactions with customers have traditionally been considered an important part of banking. However, as customers increasingly prefer digital interactions over branch visits, banks are looking for new ways to maintain connect with their customers. While personalization of products read more...

Revised Payment Services Directive (PSD2): Pipeline to European ...

If data is the new oil as many technology capitalists have remarked, the revised PSD2 (Payment Services Directive) regulation is the new pipeline that will allow third party providers (TPPs) to access customer data in EU banks.   On 13th Jan 2018, when the PSD2 regulation was adopted by legislation in EU countries as per the EBA (European Banking read more...

How Analytics is helping Credit Managers become Finance Leaders

Credit managers have always played a critical role in making sure that the right balance is maintained between risk aversion and profit maximization. As the digitization of financial services continues, they can leverage that experience to take the next step change – from day-to-day, tactical support to long term, strategic impact. Combining the latest read more...

APIs – the answer banks have been looking for?

  Need of Specialists   While banks are struggling to cope efficiently with rising customer expectations, new technology-backed entrants- supported by agile business models and unencumbered by complex regulations, are taking advantage to gain market share. In order to survive in the new disrupted economy, banks must change, they must adapt. In read more...

Alternative credit scoring: A new landscape of opportunities and risks

In many parts of the world, access to centralised, accurate credit histories is taken for granted. However this is not the case everywhere, for example, in India nearly  80 per cent of the  adult population does not have a credit record, and as a result they  have difficulty accessing formal credit.  Clearly many of these people are creditworthy but don’t have read more...

Artificial Intelligence In Lending – Is It A Magic Bullet?

Banks and other financial service companies are built on security and trust. They keep your money safe and you trust them to give it back when you ask for it. If you don’t trust your bank, you will take your money out. But if “too many” people do that then there will be a run on the bank. No bank has enough “cash” to cover all they “owe” to their read more...

Who moved my Bank?

In the last decade or so, the global financial services landscape has undergone many radical changes – mergers and acquisitions, government-backed takeovers and regulatory challenges,that have reshaped the competitive landscape. Rapidly advancing technology and changing consumer behavior have placed the future of the bank branch at significant read more...

About Nucleus

At Nucleus Software we are committed to providing efficient, modern yet proven software solutions for the global Banking and Financial Service industry. We have been pioneers in developing Retail Banking Software, Corporate Banking Solutions, Transaction Banking, Cash Management and Internet Banking Software since 1986. Our success spreads across more than 50 countries, and we serve our customers globally through our direct and partner operations across US, Europe, Asia-Pacific, Africa and the Middle East. We are known for our world-class expertise and innovation in lending and transaction banking technology. Our two flagship products, built on the latest technology are: FinnOne™ and FinnAxia™.