Category: Retail Lending

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Buying a Home is More than Just the Mortgage

The unprecedented success of service oriented companies such as Airbnb, Amazon and Uber has made it clear that for many of today’s customers “experience is a vital part of the product”. While it does not mean that an inferior product can be hidden by wrapping it in a superior experience, it does reinforce customers’ growing preferences for unique experiences. read more...

Delivering Regulatory Compliance Quickly and Cost Effectively

A 2017 survey reported that compliance costs for financial institutions are expected to double by 2022. While most regulatory changes are announced with compliance-by date, which provides adequate time for making the changes, it is always a challenge for banks and other financial services companies to ensure compliance. The reasons include lack of understanding of read more...

Can AI powered digital assistants enable a smarter banking experience?

As per the recent “2018 Retail Banking Trends and Predictions” report, which surveyed over 100 leading global financial institutions asking for top 3 predictions for 2018, the highest ranking prediction (61%) was that the industry will remove friction from the customer journey. The next two most mentioned trends were the improved use of data and advanced read more...

Joining the Digital Wave: Lending in Middle East

Business today is complex – economic conditions are volatile, technology is powering disruption and customers are impatient. The Middle East has seen more than its fair share of challenges - The World Bank reported that regional growth in MENA is projected to fall to 2.1% in 2017 from 3.2% in 2016, before recovering partially to 3.0%  in 2018 and 2019. Growth read more...

Time to add mobile for banking in Japan

Japan is unique. Japanese society has witnessed a tremendous change – from a rich traditional past to a technologically advanced present. But this isn’t what makes Japan unique, as technology has changed a number of countries. Japan is unique because it maintains a strong blend of tradition and the latest trends. As the second largest developed economy in the read more...

Will AI in Corporate Banking Result in Robo-Bankers or Cyber-Bankers?

Way back in 1956 the field of modern Artificial Intelligence (AI) research was borne, and like most new ideas, AI’s early advocates thought they would make extremely rapid progress. However, that early promise turned out to be virtually impossible to realize progress was extremely slow, and many people turned their attention to other areas.   More read more...

Alternative credit scoring: A new landscape of opportunities and risks

In many parts of the world, access to centralised, accurate credit histories is taken for granted. However this is not the case everywhere, for example, in India nearly  80 per cent of the  adult population does not have a credit record, and as a result they  have difficulty accessing formal credit.  Clearly many of these people are creditworthy but don’t have read more...

About Nucleus

At Nucleus Software we are committed to providing efficient, modern yet proven software solutions for the global Banking and Financial Service industry. We have been pioneers in developing Retail Banking Software, Corporate Banking Solutions, Transaction Banking, Cash Management and Internet Banking Software since 1986. Our success spreads across more than 50 countries, and we serve our customers globally through our direct and partner operations across US, Europe, Asia-Pacific, Africa and the Middle East. We are known for our world-class expertise and innovation in lending and transaction banking technology. Our two flagship products, built on the latest technology are: FinnOne™ and FinnAxia™.